Old Fashioned Finance

Welcome To The Old Fashioned Finance Podcast

caleb.frankart@bluejayfg.com (Blue Jay Financial Group) — Wed, 03 Mar 2021 13:00:00 -0500

Can a podcast about finance be entertaining? Not without alcohol! Welcome to Old Fashioned Finance: the podcast that mixes cocktails and high finance! Join your hosts Jason and Caleb each episode as they shake up some stories of money muddling that is sure to go down smooth! Cheers!

Closing Out The Tab

caleb.frankart@bluejayfg.com (Blue Jay Financial Group) — Wed, 07 Jun 2023 01:00:00 -0400

The Drink: Old Fashioned
The Topic: What To Take Away From OFF
On this 112th and final episode, we are closing out the tab. We’ll share what we’ve learned throughout the life of OFF, and what you, the listener, can take away from it. Thank you from the bottom of our hearts and our glasses, for your continued support along the way. We are truly humbled by your love and dedication for our little podcast. Cheers!

Debunking Common Financial Myths

caleb.frankart@bluejayfg.com (Blue Jay Financial Group) — Wed, 31 May 2023 01:00:00 -0400

The Drink: Mexican Firing Squad
The Topic: Common Misconceptions
This week Caleb and Jason are playing myth busters! Listen in as they debunk commonly accepted misconceptions about personal finance topics.

Squeezing All The Juice Out of Retirement

caleb.frankart@bluejayfg.com (Blue Jay Financial Group) — Wed, 24 May 2023 01:00:00 -0400

The Drink: Jockey Club
The Topic: 4 Phases of Retirement
Jason is back from the NAPFA Conference in San Diego! On this week’s episode, he’s sharing some insights from one of the keynote speakers, Dr. Riley Moynes. Tune in and find out how to find real purpose and fulfillment in retirement. Be sure to check out the Ted Talk below:
The 4 phases of retirement | Dr. Riley Moynes | TEDxSurrey
https://www.youtube.com/watch?v=DMHMOQ_054U

How To Get Rich Quick!

caleb.frankart@bluejayfg.com (Blue Jay Financial Group) — Wed, 17 May 2023 01:00:00 -0400

The Drink: The Left Hand
The Topic: Hustle vs. Hustle
This week Caleb and Jason are talking about the get rich quick mentality that seems to be making a comeback in our culture. What’s the difference between a “hustle” and hustle? Is there such a thing as a shortcut? Listen in and find out more!

Do You Need An Advisor?

caleb.frankart@bluejayfg.com (Blue Jay Financial Group) — Wed, 10 May 2023 01:00:00 -0400

The Drink: Reverse Martini
The Topic: How To know If You Should Hire An Advisor
When should you go it alone, and when should you seek professional guidance? On this week’s episode, Caleb and Jason talk about benefits as well as pitfalls of DIY financial planning. Tune in for a candid conversation about hiring an advisor.

Can You Be Too Diversified?

caleb.frankart@bluejayfg.com (Blue Jay Financial Group) — Wed, 03 May 2023 01:00:00 -0400

The Drink: Monte Carlo
The Topic: Is It Possible to Over-Diversify?
This week Caleb and Jason discuss diversification. They’ll talk about how to diversify and how not to, and explain the dangers of “over-diversifying” if that’s even possible.

Moneyball: Lessons From Our Pastime

caleb.frankart@bluejayfg.com (Blue Jay Financial Group) — Wed, 26 Apr 2023 01:00:00 -0400

The Drink: Cooperstown
The Topic: Money Lessons from Baseball

On this week’s episode, Caleb and Jason are talkin’ baseball! More specifically they share money lessons from America’s pastime including examples from “Moneyball” and quotes from Warren Buffett.

Morally Responsible Investing

caleb.frankart@bluejayfg.com (Blue Jay Financial Group) — Wed, 19 Apr 2023 01:00:00 -0400

The Drink: The Churchill
The Topic: Morally Responsible vs. ESG
Description: Morally responsible investing is often confused with socially responsible investing. In many cases investors who are trying to be mindful with their investments, end up supporting the companies they seek to avoid. On today’s episode, Caleb and Jason discuss the merits of morally responsible investing, and how to go about it if you are unsure.

When the Levy Breaks: The Great Flood of 2023

caleb.frankart@bluejayfg.com (Blue Jay Financial Group) — Wed, 12 Apr 2023 01:00:00 -0400

The Drink: The Chrysanthemum
The Topic: Property and Casualty Insurance
Today, Caleb and Jason talk about the “Great Flood of 2023” and why it’s important to understand your P&C insurance. How do you know if your agent is working for you? How do you know if your coverage is adequate? How do you know if you are getting a good deal? Find out on this week’s episode!

Retire Creatively: Small Business Edition

caleb.frankart@bluejayfg.com (Blue Jay Financial Group) — Wed, 05 Apr 2023 01:00:00 -0400

The Drink: E.H. Taylor Small Batch
The Topic: Retiring With Business Equity
We had such a great response from our recent “Retire Creatively” episode that we had to do a small business edition. Small Business, Small Batch is back baby! On this week’s episode we will explore some creative ways to use your small business as a retirement asset.

Don’t Go Chasin’ Yield

caleb.frankart@bluejayfg.com (Blue Jay Financial Group) — Wed, 29 Mar 2023 01:00:00 -0400

The Drink: Irish Buck
The Topic: Interest Rates
It’s been a long time since fixed rates were attractive, but as the Fed continues to raise rates, many are being tempted to chase yields. On this week’s episode, Caleb and Jason discuss the folly of being too nearsighted when it comes to fixed rates.

101: The Anatomy of a Bank Failure

caleb.frankart@bluejayfg.com (Blue Jay Financial Group) — Wed, 22 Mar 2023 01:00:00 -0400

The Drink: Dirty Shirley
The Topic: How Does A Bank Failure Happen?
You may be wondering how in the world a bank failure can happen in this day and age. As it turns out, they are more common than you may think. On this week’s episode, Caleb and Jason talk about the recent failure of Silicon Valley Bank. How did it happen? What triggered the collapse? Are we in trouble? Listen in to find out!

Cheers To 100 Episodes!

caleb.frankart@bluejayfg.com (Blue Jay Financial Group) — Wed, 15 Mar 2023 01:00:00 -0400

The Drink: The Old Fashioned (Of Course)
The Topic: Q&A With Caleb and Jason
This week marks the 100th episode of Old Fashioned Finance! Listen in as Caleb and Jason ask and answer candid questions about cocktails, finance, and life. If you thought you knew your hosts, you’ll certainly know them better after listening to this one. Thank you to all of our listeners who make this show possible!

Maximizing Tax Refunds

caleb.frankart@bluejayfg.com (Blue Jay Financial Group) — Wed, 08 Mar 2023 01:00:00 -0500

The Drink: Tootsie Roll
The Topic: Deductions vs. Credits
Caleb and Jason get into some nitty gritty tax talk on this week’s episode. They discuss deductions vs. credits, above the line vs. below the line, and refundable vs. non-refundable. Why? To maximize refunds of course!

What SECURE Act 2.0 Means For You

caleb.frankart@bluejayfg.com (Blue Jay Financial Group) — Wed, 01 Mar 2023 01:00:00 -0500

The Drink: Buckeye Hot Chocolate
The Topic: Tax Law Updates
Tax season is upon us! This week Caleb and Jason are talking about the recent passing of SECURE Act 2.0. This legislation affects retirement savings plans for businesses and individuals. Listen in to find out what it means for you!

The Yellow Pad Financial Plan

caleb.frankart@bluejayfg.com (Blue Jay Financial Group) — Wed, 22 Feb 2023 01:00:00 -0500

The Drink: Hellfire
The Topic: Simplifying Financial Planning
On this week’s episode, Caleb and Jason talk about simplifying your financial plan to a page on a yellow pad or the back of a napkin. Drawing on inspiration from “The One Page Financial Plan” by Carl Richards, they’ll talk about clearly defining goals by focusing on the “Why” rather than the “How”.

Retire Creatively

caleb.frankart@bluejayfg.com (Blue Jay Financial Group) — Wed, 15 Feb 2023 01:00:00 -0500

The Drink: Brandy Old Fashioned
The Topic: Different Approaches to Retirement
This week Caleb and Jason talk about retiring creatively. Listen in as they explore some alternative approaches to traditional retirement philosophies. Don’t retire, REWIRE!

How To Know Which Buckets To Fill

caleb.frankart@bluejayfg.com (Blue Jay Financial Group) — Wed, 08 Feb 2023 00:00:00 -0500

The Drink: Royal Tea
The Topic: Allocating Retirement $$
Description: On this week’s episode, Caleb and Jason will discuss which retirement “buckets” to fill and the order in which to fill them. They’ll walk through a couple of examples in both the public and private sectors, exploring countless options. If you think you’ve maxed out your accounts, chances are there’s still work to do!

Is It Enough?

caleb.frankart@bluejayfg.com (Blue Jay Financial Group) — Wed, 01 Feb 2023 01:00:00 -0500

The Drink: Tom Bullock’s Stinger
The Topic: Are You Saving Enough For Retirement
This week, Caleb and Jason talk about what is considered “normal” for retirement savings. They’ll discuss why being “normal” is probably not enough, and why the 15% rule makes so much sense.

Tuning Up Your Retirement Savings

caleb.frankart@bluejayfg.com (Blue Jay Financial Group) — Wed, 25 Jan 2023 01:00:00 -0500

The Drink: Mexican Manhattan
The Topic: Retirement Savings Update
On today’s episode, Caleb and Jason talk about yet another resolution you can keep for the new year. They share updated contribution limits for IRAs and employer sponsored retirement plans and targets for how much you should be saving.

Developing A Personal Savings Plan

caleb.frankart@bluejayfg.com (Blue Jay Financial Group) — Wed, 18 Jan 2023 01:00:00 -0500

The Drink: 100 Year Old Cigar
The Topic: Saving Strategies
Continuing the theme of New Year’s resolutions you can keep, Caleb and Jason dive into developing and updating your personal savings plan. If you don’t have a plan, you’re not going to succeed. Listen in as the boys talk strategies for saving more and with more purpose.

How To Create a Budget In 10 Minutes

caleb.frankart@bluejayfg.com (Blue Jay Financial Group) — Wed, 11 Jan 2023 01:00:00 -0500

The Drink: Kentucky Coffee
The Topic: Budgeting
This week Caleb and Jason follow up on a New Year’s resolution you can keep, specifically budgeting. They share some of the best free online tools, and walk through the process of completing a budget from scratch. If you’ve never had a budget or haven’t updated yours in awhile, this is for you.

New Year’s Resolutions You Can Keep

caleb.frankart@bluejayfg.com (Blue Jay Financial Group) — Wed, 04 Jan 2023 00:00:00 -0500

The Drink: Gin Caruso
The Topic: Financial Resolutions
Happy New Year! On this first episode of 2023, Caleb and Jason talk about how to keep your financial New Year’s resolutions. Listen in as they share practical and attainable goals to start off strong.

We Survived! 2022, A Year In Review

caleb.frankart@bluejayfg.com (Blue Jay Financial Group) — Wed, 28 Dec 2022 00:00:00 -0500

The Drink: Tom & Jerry
The Topic: The Year In Review
It was a year full of headlines, some good and some bad. On today’s episode, the last of the year, Caleb and Jason recap a very eventful 2022. Happy New Year!

An Old Fashioned Christmas Carol

caleb.frankart@bluejayfg.com (Blue Jay Financial Group) — Wed, 21 Dec 2022 01:00:00 -0500

The Drink: Smoking Bishop Punch
The Topic: Money Lessons From “A Christmas Carol”
This week Caleb and Jason are pulling money lessons from Charles Dickens’ timeless novel, “A Christmas Carol”. Not to mention the many film adaptations of the classic book. Learn from ghosts of Christmas finance past, present and future, and God bless us, everyone!

It’s An Old Fashioned Wonderful Life

caleb.frankart@bluejayfg.com (Blue Jay Financial Group) — Wed, 14 Dec 2022 01:00:00 -0500

The Drink: It’s A Wonderful Life
The Topic: Economics of “It’s A Wonderful Life”
This week Caleb and Jason talk about one of their all-time favorite Christmas movies, “It’s A Wonderful Life”. Listen in a s they discuss the significant financial and economic events occurring throughout the movie. Hot dog! This is going to be a good one!

An Old Fashioned Christmas Story

caleb.frankart@bluejayfg.com (Blue Jay Financial Group) — Wed, 07 Dec 2022 01:00:00 -0500

The Drink: The Ovaltini
The Topic: Consumer Spending At Christmas
On this week’s episode the boys are talking about some of Caleb’s favorite Christmas movies: A Christmas Story and Christmas With The Kranks. More specifically they will talk about a common theme, which is consumer spending at Christmas time. Go ahead, listen. We triple dog dare you!

Tis the Season For Bad Advice

caleb.frankart@bluejayfg.com (Blue Jay Financial Group) — Wed, 30 Nov 2022 01:00:00 -0500

The Drink: Apple Cider Mule
The Topic: Financial Advice To Ignore
You will probably be spending time with friends and family for the holidays. That means there will be plenty of talk about politics, the markets, and plenty of bad financial advice. On today’s episode Caleb and Jason talk about some of the most common, but awful, financial “advice” that gets thrown around at the dinner table. Happy Holidays!

The Thanksgiving Episode

caleb.frankart@bluejayfg.com (Blue Jay Financial Group) — Wed, 23 Nov 2022 01:00:00 -0500

The Drink: Negroni
The Topic: The Cost of Thanksgiving Dinner
We’re celebrating Thanksgiving on this week’s episode. Caleb and Jasonl talk about what they are thankful for this year, what Thanksgiving foods are a must, and the effects of inflation on turkey day dinner.

How To Win The Lottery

caleb.frankart@bluejayfg.com (Blue Jay Financial Group) — Wed, 16 Nov 2022 00:00:00 -0500

The Drink: Kentucky Flyer
The Topic: Lotto Winners
In light of the recent record setting Powerball lottery, Caleb and Jason get into the statistics of the lottery system. They’ll talk about what you should and shouldn’t do if and when you win the big prize. Should be fun!

Estate Planning Mistakes To Avoid (Pt. 2)

caleb.frankart@bluejayfg.com (Blue Jay Financial Group) — Wed, 09 Nov 2022 00:00:00 -0500

The Drink: White Negroni
The Topic: Estate Planning
On this week’s episode, Caleb and Jason pick up where they left off with more estate planning mistakes to avoid. They focus on some common issues with POAs and gifting highly appreciated assets. If you think you are too young for estate planning, think again!

Estate Planning Mistakes To Avoid (Pt. 1)

caleb.frankart@bluejayfg.com (Blue Jay Financial Group) — Wed, 02 Nov 2022 01:00:00 -0400

The Drink: The Great Pumpkin
The Topic: Estate Planning
Whether you are in your golden years or just starting out, basic estate planning is an important part of your overall financial plan. On this week’s episode, Caleb and Jason share some of the most common mistakes that they see with beneficiary designations.

What Do You Mean I Owe Taxes? I Didn’t Make Any Money!

caleb.frankart@bluejayfg.com (Blue Jay Financial Group) — Wed, 26 Oct 2022 01:00:00 -0400

On today’s episode, Caleb and Jason talk about year end capital gains distributions. If you or someone you love owns a mutual fund, you need to listen to this one. They’ll explain who is affected, how they are paid out, and why you may owe taxes even when the markets are down.

“The Seduction of Pessimism”

caleb.frankart@bluejayfg.com (Blue Jay Financial Group) — Wed, 19 Oct 2022 01:00:00 -0400

The Drink: Casino Cocktail
The Topic: Behavioral Finance
On this week’s episode, we dive into Chapter 17 of Morgan Housel’s book, “The Psychology of Money”. We’ll talk about the allure of pessimism, and how to think differently about the economy and the markets in 2022.

Timely Quotes and Nuggets of Wisdom

caleb.frankart@bluejayfg.com (Blue Jay Financial Group) — Wed, 12 Oct 2022 01:00:00 -0400

The Drink: The Gypsy Queen
The Topic: Bite-Sized Advice on the Markets
On this week’s episode we share some of our favorite quotes from smarter people who’ve gone before us. We’re serving up bite-sized nuggets of wisdom to help through rough markets and trying times. You won’t want to miss this one!

How Does Your Advisor Get Paid?

caleb.frankart@bluejayfg.com (Blue Jay Financial Group) — Wed, 05 Oct 2022 01:00:00 -0400

The Drink: Salty Dog
The Topic: Advisor Compensation
On today’s show, we’re talking about advisor compensation. Many people are afraid to ask their advisor how they get paid. They feel rude or nosy. We think you should know! We’ll discuss commissions vs. fees, suitability vs. fiduciary responsibility and more.

What Is A Financial Plan?

caleb.frankart@bluejayfg.com (Blue Jay Financial Group) — Wed, 28 Sep 2022 01:00:00 -0400

What exactly is a financial plan? The term gets thrown around a lot in our industry. Is it a 100 page document with charts and graphs? Is it just a bunch of projections? On today’s episode, Caleb and Jason talk about what a living, breathing financial plan should look like.

Should You Contribute To An IRA?

caleb.frankart@bluejayfg.com (Blue Jay Financial Group) — Wed, 21 Sep 2022 01:00:00 -0400

The Drink: Nutty Irishman
The Topic: Deducible vs. Non-Deductible IRAs
On today’s insanely practical episode, Caleb and Jason discuss deductible versus non-deductible IRAs, “backdoor” Roth contributions and the “cream in the coffee” rule. The tax code can get pretty murky, so make sure you are doing it right!

So You’ve Decided To Retire… Now What?

caleb.frankart@bluejayfg.com (Blue Jay Financial Group) — Wed, 14 Sep 2022 01:00:00 -0400

The Drink: Suffering Rascal
The Topic: Retirement Checklist
You’ve put in the time. You’ve saved your money. You’ve mapped out your dream retirement. So now what? On today’s episode Caleb and Jason provide a checklist of things you’ll need to do next to ensure a smooth transition into retirement.

Tax Talk: Ordinary Income vs. Capital Gains

caleb.frankart@bluejayfg.com (Blue Jay Financial Group) — Wed, 07 Sep 2022 01:00:00 -0400

The Drink: Fog Cutter
The Topic: Income Taxation
Did you know that various forms of income are taxed differently? Did you know that individuals and trusts/ estates have different tax brackets? On this week’s episode, Caleb and Jason cut through the fog of income taxation. Learn more about how taxes impact your financial plan.

Which Is Better? Active or Passive

caleb.frankart@bluejayfg.com (Blue Jay Financial Group) — Wed, 31 Aug 2022 01:00:00 -0400

The Drink: The Man o’ War
The Topic: Active vs. Passive Investment Strategies
Since the adoption of passive investment strategies in 1975, the debate has been raging. Which is better? Active or passive investing. On this week’s episode, Caleb and Jason discuss the pros and cons of both.

We’re Talking Bonds… I Bonds

caleb.frankart@bluejayfg.com (Blue Jay Financial Group) — Wed, 24 Aug 2022 01:00:00 -0400

The Drink: Vesper
The Topic: Series I Bonds
On today’s show, Caleb and Jason address a question posed by clients in recent weeks. What are Series I Bonds, and do they present an opportunity during inflationary periods? When given the chance to talk about bonds, we couldn’t resist visiting a cocktail made famous by James Bond. You asked for it. Bonds… I bonds.

Alphabet Soup: Designations That Matter

caleb.frankart@bluejayfg.com (Blue Jay Financial Group) — Wed, 17 Aug 2022 01:00:00 -0400

The Drink: The ABC Cocktail
The Topic: Professional Designations
Have you ever looked at your financial advisor’s business card and wondered what all the letters behind their name means? On today’s show Caleb and Jason discuss some of the most commonly used financial/ professional designations, what they mean, and how they apply to you as a client.

What Happens When The Fed Raises Rates?

caleb.frankart@bluejayfg.com (Blue Jay Financial Group) — Wed, 10 Aug 2022 01:00:00 -0400

The Drink: High Horse
The Topic: A Primer on The Fed and Monetary Policy
Unless you’ve been living under a rock, you’ve heard a lot about the Fed lately. Discussions around if and when to raise interest rates, and by how much have been rampant. You may be wondering “Who is the Fed anyway, and what impact do they have on my finances?”. If so, tune in for these answers and more!

When The Market Gives You Lemons…

caleb.frankart@bluejayfg.com (Blue Jay Financial Group) — Wed, 03 Aug 2022 01:00:00 -0400

The Drink: Bourbon Lemonade
The Topic: 3 Things To Do In A Bear Market
On this week’s episode, Caleb and Jason discuss 3 strategies for taking advantage of bear markets. Stocks usually go up, but when they don’t, there are ways you can still win! When the markets give you lemons, make lemonade!

How To Teach Kids About Money Pt. 3

caleb.frankart@bluejayfg.com (Blue Jay Financial Group) — Wed, 27 Jul 2022 01:00:00 -0400

The Drink: The Baptist Mule
The Topic: How To Teach Older Kids About Money
This week the older kids are joining the show. We’ll talk about how to teach older kids money concepts like saving, spending, and investing. We get into various types of accounts and savings strategies to set your young adults up for the future!

How To Teach Kids About Money Pt. 2

caleb.frankart@bluejayfg.com (Blue Jay Financial Group) — Wed, 20 Jul 2022 01:00:00 -0400

The Drink: Nojito
The Topic: How To Teach Young Kids About Money
Last time we talked about why it is so important to teach kids about money. On this week’s show we’ll talk about how to actually go about teaching young kids. We’ll share fun and practical ideas for introducing younger children to money topics like saving, spending, and giving. Joining the show this week are special guests, Owen, Bernadette, and Max!

Keeping Up With The Joneses

caleb.frankart@bluejayfg.com (Blue Jay Financial Group) — Wed, 13 Jul 2022 01:00:00 -0400

The Drink: The Bee’s Knees
The Topic: Keeping Up With The Joneses
What does it mean to keep up with the Joneses? Who are the Joneses anyway, and why do we care about what they think? Are they actually successful or are they broke? On this week’s episode Caleb flies solo and talks about people’s need to keep up the appearance of success. As it turns out, appearances are often deceiving.

How To Teach Kids About Money Pt. 1

caleb.frankart@bluejayfg.com (Blue Jay Financial Group) — Wed, 06 Jul 2022 01:00:00 -0400

The Drink: Shirley Temple
The Topic: The Importance of Teaching Kids About Money
The kids are taking over! On this week’s show, Caleb and Jason kick off a new series, “How To Teach Kids About Money”. Over the next couple of weeks, Caleb and Jason will be discussing the importance of teaching kids about money, and how to go about teaching kids of different ages. Joining them this week with some delicious “mocktails” are special guests, Olivia and Titus!

Don’t Blow It On Vacation!

caleb.frankart@bluejayfg.com (Blue Jay Financial Group) — Wed, 29 Jun 2022 01:00:00 -0400

The Drink: Pina Colada
The Topic: Vacation!
Vacations are an easy way to break the budget. Some people use vacation as an excuse to abandon their budget. And for that reason, many people avoid taking them altogether. On today’s show, Caleb and Jason talk about balancing the need for vacation with the need to spend responsibly. T’is the season!

Don’t Pay For Your Kids’ College! Unless…

caleb.frankart@bluejayfg.com (Blue Jay Financial Group) — Wed, 22 Jun 2022 01:00:00 -0400

The Drink: The Gibson
The Topic: Paying for College
Most parents agonize over paying for their kids’ college education. In many cases they end up sacrificing their own financial freedom on the altar of higher education. While admirable, it may or may not be the right financial move for you. Listen in as Caleb and Jason weigh in on the topic.

The Truth About Timeshares

caleb.frankart@bluejayfg.com (Blue Jay Financial Group) — Wed, 15 Jun 2022 01:00:00 -0400

The Drink: The Clover Club
The Topic: Timeshares
Timeshares can be a very polarizing topic in the world of finance. Caleb and Jason certainly have an opinion! On today’s episode the boys explain how timeshares work. Is it real estate? Is it an investment? Is it a good idea? Listen in to find out more.

All About 401(k) Loans

caleb.frankart@bluejayfg.com (Blue Jay Financial Group) — Wed, 08 Jun 2022 01:00:00 -0400

The Drink: The Frisco
The Topic: 401(k) Loans

About 20% of eligible individuals have 401(k) loans. That’s a lot! On today’s show Caleb and Jason will discuss the ins and outs, the pros and cons, and ultimately if they are for ‘em or again’ ‘em. Listen in for an honest assessment of the merits and pitfalls of using your retirement account for financing other goals.

Mind The Gap! Medicare That Is…

caleb.frankart@bluejayfg.com (Blue Jay Financial Group) — Wed, 01 Jun 2022 01:00:00 -0400

The Drink: Mish Mash
The Topic: Bridging The Gap to Medicare
On this week’s episode, Caleb and Jason get into the nitty gritty of retiring before Medicare age. They talk about the many misconceptions that keep many people from retiring “early”. If you think you have no health insurance options before Medicare age, think again…

7 Things To Do With A Windfall

caleb.frankart@bluejayfg.com (Blue Jay Financial Group) — Wed, 25 May 2022 01:00:00 -0400

The Drink: Mai Tai
The Topic: Windfall Events
A windfall is an unexpected financial gain. On this week’s episode Caleb and Jason will talk through 7 things that you can do to make the most of a windfall event. They’ll also talk about how to make clear headed and informed decisions as windfalls often come with a lot of emotion.

What Is An NFT?

caleb.frankart@bluejayfg.com (Blue Jay Financial Group) — Wed, 18 May 2022 01:00:00 -0400

The Drink: The Preakness
The Topic: NFTs (Non-Fungible Tokens)

On this week’s episode Caleb and Jason enter the brave new world that is NFTs. Listen in as they debate if/ when they belong in your investment strategy. You’ve probably heard a lot about NFTs lately, but hopefully after listening to this one, you will be able to join the conversation!

How To Prepare For A Recession

caleb.frankart@bluejayfg.com (Blue Jay Financial Group) — Wed, 11 May 2022 01:00:00 -0400

The Drink: Tuxedo No. 2
The Topic: Preparing for Recessions
This week the boys are talking about how to prepare for the big R word. We’re not talking about retirement this time! Listen in for tips, tricks, and good old fashioned practical advice on preparing for the next recession!

How Much House Can You Afford?

caleb.frankart@bluejayfg.com (Blue Jay Financial Group) — Wed, 04 May 2022 00:00:00 -0400

The Drink: Paloma
The Topic: Budgeting For A Home
On this week’s episode, Caleb and Jason dig into the nuts and bolts of homebuying. They’ll talk about various types of mortgage loans, financing options, fees, and most importantly how to budget for the right home. If you’ve ever wondered how much home you can responsibly afford, this one is for you.

Credit Scores: Fact Vs. Fiction

caleb.frankart@bluejayfg.com (Blue Jay Financial Group) — Wed, 27 Apr 2022 01:00:00 -0400

The Drink: The Gimlet
The Topic: Credit Scores
People have a lot of misconceptions about their credit score. On this week’s episode Caleb and Jason help you separate fact from fiction. They’ll talk about what goes into your credit scores well as ways to build or improve credit. You won’t want to miss this one!

Sinking Funds: Be Prepared!

caleb.frankart@bluejayfg.com (Blue Jay Financial Group) — Wed, 20 Apr 2022 01:00:00 -0400

The Drink: New York Sour
The Topic: Sinking Funds
Have you ever been “surprised” by a predictable expense or event? This week Caleb and Jason dive into the wonderful world of sinking funds. They’ll explain what a sinking fund is, how to set one up, and the best ways to fund one. So the next time the washing machine breaks, or the car needs tires, you won’t have to reach for the credit card!

Financial Freedom in Retirement

caleb.frankart@bluejayfg.com (Blue Jay Financial Group) — Wed, 13 Apr 2022 01:00:00 -0400

We’ve talked about financial freedom in your 20s, 30s, 40s, and 50s. But what about when you are actually retired? As it turns out, not everyone who is retired actually enjoys financial freedom. On today’s episode Caleb and Jason conclude the series on financial freedom, and explore what it means to really be free in your golden years, as well as things to avoid.

Financial Freedom in Your 40s & 50s

caleb.frankart@bluejayfg.com (Blue Jay Financial Group) — Wed, 06 Apr 2022 01:00:00 -0400

The Drink: Barrel Age Gin Martini
The Topic: What Is Financial Freedom?
Last week we talked about what financial freedom looks like in your 20s and 30s. This week Caleb and Jason will explore financial freedom in your 40s and 50s. These are typically your highest earning years, but they also come with unique challenges. Learn how to make the most of your retirement red zone on today’s show.

Financial Freedom in Your 20s & 30s

caleb.frankart@bluejayfg.com (Blue Jay Financial Group) — Wed, 30 Mar 2022 01:00:00 -0400

The Drink: Barrel Aged Gin Old Fashioned
The Topic: What Is Financial Freedom?
This week Caleb and Jason kick off a new 3 part series. Have you ever wondered what financial freedom really is? What it means? How to achieve it? Or even why pursue it? On today’s show they will explore what financial freedom looks like in your 20s and 30s, and some simple things you can do early on in your financial journey.

Staying Sane When Markets Are Crazy

caleb.frankart@bluejayfg.com (Blue Jay Financial Group) — Wed, 23 Mar 2022 02:00:00 -0400

The Drink: Bull and Bear Cocktail
The Topic: How To Handle Market Declines
Pullbacks, corrections, and bear markets, oh my! Most of the time the stock market goes up, but what about when it doesn’t? Caleb and Jason spend this week’s episode explaining and defining the different types of market declines, and what to do when they go down. Spoiler alert: less is more! Listen in as they share data from pullbacks, corrections and bear markets past, and the good times that have always followed.

Small Business Small Batch: Selling a Small Business

caleb.frankart@bluejayfg.com (Blue Jay Financial Group) — Wed, 16 Mar 2022 01:00:00 -0400

The Drink: Four Roses Small Batch Select
The Topic: Selling a Small Business

It’s the epic conclusion of our Small Business Small Batch miniseries. On today’s show Jason and Caleb discuss when it’s time to sell your small business. They’ll talk about succession planning, business valuations and how to know when it’s time to step away.

Small Business Small Batch: Running a Small Business

caleb.frankart@bluejayfg.com (Blue Jay Financial Group) — Wed, 09 Mar 2022 01:00:00 -0500

The Drink: Michter’s Small Batch US-1
The Topic: Running a Small Business
On this week’s episode we continue with our Small Business Small Batch miniseries. We’ll dig into the day to day operation of a small business with topics like structuring your business, creating a culture, and how to develop and retain talent. Whether you are a business owner or are considering starting your own business, you won’t want to miss this one!

Small Business Small Batch: Starting a Small Business

caleb.frankart@bluejayfg.com (Blue Jay Financial Group) — Wed, 02 Mar 2022 01:00:00 -0500

The Drink: Elijah Craig Small Batch
The Topic: Starting a Small Business
After a brief pause for client meetings, the boys are at it again! This week we are kicking off a new series of Small Business Small Batch episodes! We’ll discuss the excitement, the stress, and the reward of starting a small business. Listen in as Jason Bernal draws on his experience of founding Blue Jay Financial Group. Hey, that’s us!

Mega Roth and the Scofflaw

caleb.frankart@bluejayfg.com (Blue Jay Financial Group) — Wed, 02 Feb 2022 02:00:00 -0500

The Drink: The Scofflaw
The Topic: Mega Backdoor Roth

As we’ve stated in the past, Roth IRAs are just about the best thing out there when it comes to retirement. What could be better, you ask? On this week’s show Jason and Caleb explore the Mega Backdoor Roth! That’s right, MEGA! Listen and learn as they enjoy an old timey prohibition era cocktail, the Scofflaw.

Income Tax Cocktails and How to Survive Tax Season

caleb.frankart@bluejayfg.com (Blue Jay Financial Group) — Wed, 26 Jan 2022 01:00:00 -0500

The Drink: The Income Tax Cocktail
The Topic: Tax Time!
It’s tax time, folks!. There are forms to gather, deadlines to hit, checks to be written… What could possibly go wrong?! On this week’s episode Jason and Caleb talk about everyone’s favorite time of year. Why are people so stressed? What common mistakes can you avoid? Learn how to set yourself up for a successful 2022 tax season.

Retirement Rumtime! How Much Should You Have Saved?

caleb.frankart@bluejayfg.com (Blue Jay Financial Group) — Wed, 19 Jan 2022 01:00:00 -0500

The Drink: Rum Rickey
The Topic: How Much Should You Have Saved at Age 30, 40, 50 and so on…
A recent article talks about how much you should have saved at various ages for retirement. We see and read articles like this every year. On this week’s episode, Jason and Caleb discuss their merits as well as the dangers of putting too much stock in them. Find out how they really feel, while enjoying some refreshing Rum Rickeys!

How To Inherit An IRA

caleb.frankart@bluejayfg.com (Blue Jay Financial Group) — Wed, 12 Jan 2022 01:00:00 -0500

The Drink: The Grandfather
The Topic: Inheriting Retirement Accounts

At some point in your life you may inherit a retirement account or two. Or seven. And if losing a loved one isn’t hard enough, you will be presented with some difficult decisions when it comes to settling these types of accounts properly. On this week’s episode, Jason and Caleb explain the rules, and tell you how you can best handle distributions from inherited accounts.

Rye Old Fashioned, Classic Cocktail Glass Sizes, and When Farm Ground You Inherit Is A Bad Investment

caleb.frankart@bluejayfg.com (Blue Jay Financial Group) — Wed, 05 Jan 2022 01:00:00 -0500

The Drink: Rye Old Fashioned
The Topic: Inherited Farm Ground
Jason flies solo this week and revisits his best performing blog post of 2021 “When Farm Ground You Inherit Is A Bad Investment”. Inheritance can be a blessing, but this particular item is full of even more emotion than normal and Jason breaks down the numbers and the emotions related to inherited farm ground.

Things To Do In 2022 (The New Year’s Resolution Episode)

caleb.frankart@bluejayfg.com (Blue Jay Financial Group) — Wed, 29 Dec 2021 01:00:00 -0500

The Drink: French 75
The Topic: FInancial Resolutions for the New Year
It’s time to ring in the new year! On this week’s episode the Jasons and Caleb discuss some resolutions that are worth keeping. If you are looking to get on track for 2022, listen up! The boys go way back to prohibition times for the New Year’s Eve cocktail, the French 75.

Cranberry Bourbon Cocktails & The Boys Talk Inflation

caleb.frankart@bluejayfg.com (Blue Jay Financial Group) — Wed, 22 Dec 2021 01:00:00 -0500

The Drink: Cranberry Bourbon Cocktail
The Topic: Inflation

It’s the Christmas episode, so this week the boys are talking about the..the…the…The GRINCH! Well not really, but kind of. They’ll dive into the topic of inflation and the impact it has on your savings and retirement plans. Join Jason and Caleb as they enjoy a Christmas party cocktail to share with family and friends. Merry Christmas!

Dude...Dollar-Cost Averaging

caleb.frankart@bluejayfg.com (Blue Jay Financial Group) — Wed, 15 Dec 2021 01:00:00 -0500

The Drink: The White Russian
The Topic: Dollar Cost Averaging
On today’s show Jason and Caleb are talking about dollar-cost averaging. Chances are you’ve heard about it, but may be wondering what it actually means. What are the benefits? Is it actually the best way to invest long-term? What are the behavioral advantages? Tune in for the answers, and don’t forget the White Russians, dude.

Behavioral Finance: Common Cognitive Biases

caleb.frankart@bluejayfg.com (Blue Jay Financial Group) — Wed, 08 Dec 2021 01:00:00 -0500

The Drink: Stagg Jr.
The Topic: Cognitive Bias
The boys landed a unicorn bourbon to try on the show! This week Jason and Caleb explore the world of behavioral finance. They’ll be talking about some common cognitive biases that can get in the way of making good financial decisions, and how to avoid them.

The Martinez & Truth About Credit Cards

caleb.frankart@bluejayfg.com (Blue Jay Financial Group) — Wed, 01 Dec 2021 01:00:00 -0500

The Drink: The Martinez
The Topic: Credit Cards
Everyone has an opinion on credit cards. This week Jason and Caleb discuss the many pros and cons of using credit cards. They’ll talk about some common misconceptions and the pitfalls for using them incorrectly. For this week’s cocktail, the boys are going back to the old timey days to try a classic, the Martinez.

Financial Gratitude (An Episode for Thanks and Giving)

caleb.frankart@bluejayfg.com (Blue Jay Financial Group) — Wed, 24 Nov 2021 01:00:00 -0500

The Drink: Applejack Sour
The Topic: Financial Gratitude
On this week’s episode, Jason and Caleb bring you a great cocktail recipe to share at the Thanksgiving table. Mix up an Applejack Sour and join the conversation about financial gratitude (and the regular kind too). It’s an episode for thanks and giving! We love you. Get used to it, we say it now.

Sazeracs and Roth Conversions

caleb.frankart@bluejayfg.com (Blue Jay Financial Group) — Wed, 17 Nov 2021 01:00:00 -0500

The Drink: The Sazerac
The Topic: Roth Conversions
The Sazerac is a classic N’awlins drink with a rich history. The Roth IRA is a classic way to establish a rich future. This week, Jason and Caleb talk about the importance of developing a strategy for converting traditional retirement assets into Roth assets. They’ll talk about the pros of executing these conversions successfully, and the cons of messing it up. Get ready to work that tax code, folks!

Does It Ever Make Sense to Take Money From Retirement Accounts Early?

caleb.frankart@bluejayfg.com (Blue Jay Financial Group) — Wed, 10 Nov 2021 01:00:00 -0500

The Drink: Campfire Sling
The Topic: Early Retirement Withdrawals
For most Americans, retirement accounts make up the bulk of their assets. Which is probably why so many people take early withdrawals when expenses come up. But does it ever really make sense to take money from retirement accounts early? This week Jason and Caleb will dive into if and when it makes sense. They’ll put some math behind it while sipping on a great fall inspired drink, the Campfire Sling!

Hot Drinks and... Hot Tips on Charitable Giving!

caleb.frankart@bluejayfg.com (Blue Jay Financial Group) — Wed, 03 Nov 2021 01:00:00 -0400

The Drink: Hot Buttered Rum
The Topic: Qualified Charitable Distributions
Deferred retirement accounts are great, but taxes can’t be deferred forever. Or can they? Jason and Caleb talk about the required minimum distribution and what that means for your retirement accounts. You’ll also learn how charitable distributions from retirement accounts can mean tax savings and amplified giving. You won’t want to miss these hot tips on giving!

Manhattan Project: Compound Interest Isn’t Rocket Science

caleb.frankart@bluejayfg.com (Blue Jay Financial Group) — Wed, 27 Oct 2021 01:00:00 -0400

The Drink: Apple Cider Manhattan
The Topic: The Wonders of Compound Interest
Welcome to the wonderful world of compound interest! We’ve all heard of it, but how does it actually work? Spoiler Alert: It’s not rocket science! This week Jason and Caleb talk about how compounding can work in your favor or against you. More importantly they’ll also discuss the practical applications for your finances. Sit back and enjoy the show with a delicious fall twist on a classic cocktail, the Apple Cider Manhattan.

Retirement Rumtime!- Your Risk Tolerance Doesn’t Matter!

caleb.frankart@bluejayfg.com (Blue Jay Financial Group) — Wed, 20 Oct 2021 01:00:00 -0400

The Drink: Dark & Stormy
The Topic: Risk Tolerance
Too much time and energy is spent on matching up risk tolerance with how portfolios are invested. But why? Is time horizon more important? Listen as Jason and Caleb talk about what risk tolerance is, and why it’s value is oftentimes overstated. They mix up some Dark & Stormy cocktails while they are at it.

Old Fashioned Personal Finance: Order of Savings

caleb.frankart@bluejayfg.com (Blue Jay Financial Group) — Wed, 13 Oct 2021 08:45:00 -0400

The Drink:Maple Old Fashioned
The Topic: Order of Savings
You probably understand the importance of saving for the future. But how can you be sure that you are putting money in all the right places? Could you be leaving free money on the table!? This week, the Jasons and Caleb sit down to discuss the order of savings. 401(k)s and IRAs and HSAs, oh my!

Small Business Small Batch: So You Want To Be Self Employed...

caleb.frankart@bluejayfg.com (Blue Jay Financial Group) — Wed, 06 Oct 2021 02:00:00 -0400

The Drink: Jefferson’s Ocean Aged At Sea Voyage 23
The Topic: Becoming Self Employed
So you want to be self-employed. It sounds great! We are big supporters of small business and the benefits it offers to the owners and society, but it’s not all roses. Join Jason and Jason B. as they talk about how to take the leap to becoming self-employed, what to watch out for, and what they wish they knew when they started!

Manhattan Project: Rolling Over Your 401k Isn’t Rocket Science

caleb.frankart@bluejayfg.com (Blue Jay Financial Group) — Wed, 29 Sep 2021 01:00:00 -0400

The Drink: Rob Roy
The Topic: 401k Rollovers
It’s the age old question. Should you rollover your 401k or not? While it can be confusing, it's not rocket science. Caleb and Jason discuss when it makes sense to rollover your old retirement plan, and when you should leave it alone. Sit back and enjoy this twist on the classic Manhattan, the Rob Roy!

Retirement Rumtime! - 3 Retirement Pitfalls You Must Avoid

caleb.frankart@bluejayfg.com (Blue Jay Financial Group) — Wed, 22 Sep 2021 01:00:00 -0400

The Drink: El Presidente
The Topic: Retirement Distributions
You’ve saved. You’ve invested. You’ve put in the hard work. Now it’s time to flip the switch! Sounds easy, right? Not so fast, my friend. Listen as Jason and Caleb discuss 3 pitfalls that can wreck your plan for distributions in retirement. On this week’s episode the boys mix up a forgotten classic, the El Presidente.

The Rolls Royce & How Much To Spend On A Car

caleb.frankart@bluejayfg.com (Blue Jay Financial Group) — Wed, 15 Sep 2021 01:00:00 -0400

The Drink: Rolls Royce
The Topic: New Car vs. Used Car
Should you buy a new or used car? Is leasing ever a good option? How much should you really spend? These are all good questions. Jason and Caleb answer these and more on this week’s episode of Old Fashioned Finance. Join the fun with a perfect pairing: the Rolls Royce cocktail, a luxury twist on a classic martini. This one’s gonna be fancy!

Small Business Small Batch: Keeping Retirement Plans SIMPLE

caleb.frankart@bluejayfg.com (Blue Jay Financial Group) — Wed, 08 Sep 2021 01:00:00 -0400

The Drink: 1792 Small Batch
The Topic: Small Business Retirement Plans
If you are a small business owner, or you work for a small business owner, this one’s for you. Listen in as Caleb and Jason B. discuss the nuts and bolts of the most common small business retirement plans. Don’t worry, they keep things SIMPLE and focus on how these plans can work for you! This week the boys are enjoying a pour of 1792 Small Batch bourbon.

Manhattan Project: Mutual Funds Are Not Rocket Science

caleb.frankart@bluejayfg.com (Blue Jay Financial Group) — Wed, 01 Sep 2021 10:00:00 -0400

The Drink: The Brooklyn
The Topic: Mutual Funds
What the heck is a mutual fund anyway? They may sound confusing, but don’t need to be. On this week’s episode Jason & Caleb explain the basics. Sit back, relax, and mix up a Brooklyn (a unique take on Manhattans) and enjoy the conversation.

Tom Collins & Why You Don’t Need A Trust

caleb.frankart@bluejayfg.com (Blue Jay Financial Group) — Wed, 25 Aug 2021 01:00:00 -0400

The Drink: Tom Collins
The Topic: Do You Need A Trust?
Estate planning can be tricky to say the least, and trusts can be a valuable tool in the right situation. But how do you know if a trust is appropriate for you, or if you’re just being sold by a smooth talking salesman? Jason and Caleb clear up some common misconceptions while enjoying a summer classic: The Tom Collins.

Brandy Cocktails & Lies Financial Advisors Tell

caleb.frankart@bluejayfg.com (Blue Jay Financial Group) — Wed, 18 Aug 2021 01:00:00 -0400

The Drink: The Improved Brandy Cocktail
The Topic: 7 Lies Financial Advisors Tell
Have you ever wondered if your financial advisor is telling the truth? Are they really looking out for you? Jason and Caleb talk about 7 lies financial advisors tell, and how to spot them.

Retirement Rumtime! - Mojitos and 5 Things You Must Do Before You Retire

caleb.frankart@bluejayfg.com (Blue Jay Financial Group) — Wed, 11 Aug 2021 01:00:00 -0400

The Drink: Mojito
The Topic: Retirement Preparation
Are you prepared for retirement? Regardless of where you are in your journey, there’s work to be done today! Listen as Jason and Caleb share 5 essential steps to take before pushing the button. And no, drinking a Mojito is not on the list, but you should do that anyway.

Manhattan Project: Diversification Isn’t Rocket Science

caleb.frankart@bluejayfg.com (Blue Jay Financial Group) — Wed, 04 Aug 2021 01:00:00 -0400

The Drink: Vieux Carré
The Topic: Everyone that has looked into investing even a little bit has probably heard that diversifying is a good thing, but what exactly does it mean? Jason and Caleb talk about what diversification is and what it isn’t and how it can help you while drinking a New Orleans based spin on the Manhattan: the Vieux Carré.

Bloody Mary & How To Create a Personal Balance Sheet

caleb.frankart@bluejayfg.com (Blue Jay Financial Group) — Wed, 28 Jul 2021 01:00:00 -0400

The Drink:Bloody Mary
The Topic: Personal Balance Sheet
Going hand in hand with your budget should be a personal balance sheet. But how do you go about creating one? How often should you update it? It’s easier than you think. Jason and Caleb somehow manage to mix up vodka based drinks in back to back weeks and try Bloody Marys for the first time.

The Harvey Wallbanger & Why You Don’t Need An Annuity

caleb.frankart@bluejayfg.com (Blue Jay Financial Group) — Wed, 21 Jul 2021 01:00:00 -0400

The Drink:Harvey Wallbanger
The Topic: Annuities
Annuities are one of the most oversold and least understood products out there. So what is the disconnect? Who actually needs one? Listen as Jason and Caleb debate while sharing an interesting take on the Screwdriver cocktail, the Harvey Wallbanger.

Delilah (The White Lady) & Financial Infidelity

caleb.frankart@bluejayfg.com (Blue Jay Financial Group) — Wed, 14 Jul 2021 01:00:00 -0400

The Drink:Delilah AKA The White Lady AKA Chelsea Sidecar
The Topic: Financial Infidelity
There are few things as damaging to a relationship as financial infidelity. But what exactly is financial infidelity? Are you hiding assets or debt? Are you honest about spending? Are you cheating? How can you prevent it?

Manhattan Project: Your 401(k) Isn’t Rocket Science

caleb.frankart@bluejayfg.com (Blue Jay Financial Group) — Wed, 07 Jul 2021 01:00:00 -0400

The Drink: The Manhattan
The Topic: How To Invest In Your 401(k)
We all have a tendency to overcomplicate things, especially when it comes to investing. Jason and Caleb aim to simplify investing in 401(k) and other employer sponsored retirement plans. After all, it’s not rocket science!

Mules-Cocktails on a Budget

caleb.frankart@bluejayfg.com (Blue Jay Financial Group) — Wed, 30 Jun 2021 01:00:00 -0400

The Drink: Moscow Mule, Kentucky Mule, Mexican Mule, Gin Gin Buck
The Topic: Do You Really Need A Budget?
Budgeting is something that we would all agree is a good thing. But does everyone need a formal budget? Jason and Caleb get to the heart of it while enjoying variations of a classic budget cocktail.

G&T’s and HSA’s- A Tonic For Retirement Ails

caleb.frankart@bluejayfg.com (Blue Jay Financial Group) — Wed, 23 Jun 2021 01:00:00 -0400

The Drink: Gin and Tonic
The Topic: Health Savings Accounts
Health savings accounts are often overlooked and underutilized in the retirement planning process. Jason & Caleb discuss ways to incorporate the HSA as an effective tool for your retirement utility belt.

Whiskey Smash and All That Cash

caleb.frankart@bluejayfg.com (Blue Jay Financial Group) — Wed, 16 Jun 2021 01:00:00 -0400

The Drink: The Whiskey Smash
The Topic: How Much Cash Is Too Much Cash?
Is there such a thing as too much cash? Jason & Caleb debate different rules of thumb for emergency funds, while enjoying a pre-prohibition classic: the whiskey smash.

Mixing Up Multiple Streams of Income (The Long Island Iced Tea)

caleb.frankart@bluejayfg.com (Blue Jay Financial Group) — Wed, 09 Jun 2021 01:00:00 -0400

The Drink: Long Island Iced Tea
The Topic: How Important Is It To Have Multiple Streams of Income?
Description: Having multiple streams of income seems like a prerequisite to building wealth. Jason & Caleb talk about the importance of having multiple streams of income and talk about a drink with multiple streams of liquor!

Down With the Shine- Moonshining and Bitcoin Mining

caleb.frankart@bluejayfg.com (Blue Jay Financial Group) — Wed, 02 Jun 2021 01:00:00 -0400

The Drink:Moonshine Cocktails
The Topic: Bitcoin, Cryptocurrencies, and the Blockchain
The Question: What is Bitcoin and Should You Own It?
Description: Some people think that Bitcoin is a good replacement for fiat currency. Jason and Caleb learn that moonshine is a great replacement for vodka! Listen as they detail their recent visit to Flatrock Distilling Company and discuss the legitimacy of Bitcoin as a currency, and an investment.

A New Riff on An Old Tradition(al IRA)-A Roth IRA Primer

caleb.frankart@bluejayfg.com (Blue Jay Financial Group) — Wed, 26 May 2021 01:30:00 -0400

The Drink: The New Fashioned (New Riff Cocktails)
The Topic: A Primer on Roth IRAs
The Question: What is a Roth IRA? Who Can Contribute and How Much?
Description: Jason and Caleb talk about their recent visit to the New Riff Distilling in Newport KY, and dive into the basics of Roth IRAs.

Cinco de Cuatro - Millionaires & Margaritas

caleb.frankart@bluejayfg.com (Blue Jay Financial Group) — Wed, 19 May 2021 01:00:00 -0400

The Drink: Margarita
The Question: What makes a millionaire?

A recent study by the Ramsey group, an old classic book by Thomas Stanley, as well as dozens of personal interactions with millionaires has given Jason & Caleb some insight into what millionaires look like today. They talk about common traits of millionaires and give some practical advice on how to become a financially independent millionaire yourself.

Driving Miss Daisy: Sidecars & Social Security

caleb.frankart@bluejayfg.com (Blue Jay Financial Group) — Wed, 12 May 2021 01:00:00 -0400

The Drink: The Sidecar
The Question: Should I Count on Social Security?
Social Security is less than 100 years old and is a huge factor in most Americans retirement plans. Jason & Caleb give an introduction into the system as a primer for more in depth social security planning giving good information for those retiring soon and for those that think they’ll never see a dime from the social security administration.

https://bluejayfg.com/social-security-flowcharts/

The Derby Episode - Mint Juleps and Market Madness

caleb.frankart@bluejayfg.com (Blue Jay Financial Group) — Wed, 05 May 2021 06:00:00 -0400

Is investing your money in the market akin to gambling on the ponies? Jason and Caleb explain why investing is not gambling.

My Heart Will Go on….and on and on. Part 2.

caleb.frankart@bluejayfg.com (Blue Jay Financial Group) — Wed, 28 Apr 2021 01:00:00 -0400

The Drink: Campari based cocktails (Negroni & Americano)
When is it a good idea to get long term care insurance? Continuing the discussion on the icebergs that sink financial plans, Jason & Caleb talk about other insurances you may need: health, disability, property & casualty, liability, and long term care.

My Heart Will Go On- The Jack Rose and Financial Icebergs

caleb.frankart@bluejayfg.com (Blue Jay Financial Group) — Wed, 21 Apr 2021 01:00:00 -0400

The Drink: Jack Rose
How do you fill the gaps in your plan? Caleb and Jason mix up a forgotten classic: the Jack Rose and tie in the story of the Titanic to risk management! In this episode they discuss what kind of life insurance to buy, how much, and especially debate buying term life vs. whole life.

Stealing Harvard- Daiquiris & College Tuition

caleb.frankart@bluejayfg.com (Blue Jay Financial Group) — Wed, 14 Apr 2021 01:00:00 -0400

The Drink: Daiquiri
The Topic: Saving for Your Kids’ College

We know you probably think of college kids drinking frozen fruit smoothies when you hear the word daiquiri...we did! But the daiquiri is one of Embury’s 6 essential cocktails for a reason and we’re going to be sipping on some while talking about how you can plan to help your kids pay for college. How much is too much? Should you even try to pay for their college? Jason and Caleb draw on experience from helping clients as financial planners to talk about the problem of financing the biggest help to making more money: education.

GoldenEye - Martinis & Gold

caleb.frankart@bluejayfg.com (Blue Jay Financial Group) — Wed, 07 Apr 2021 01:00:00 -0400

The Drink: Martini
The Topic: Where does gold fit in a good investment strategy?

The gold rush brought the United States…. GOLD and made many people rich. What many people may not know is that it also brought us the Martini - one of the James Bondiest drinks of all time. Is it smart to invest in gold? Physical gold? Gold ETFs? Jason and Caleb ruin chances of being sponsored by gold selling companies while talking about Martinis and investing in gold.

Old Fashioneds on the Old Fashioned Finance Podcast Volume IV: From Fear Through The Eyes of Madness Episode 1 (or we could call it “pilot”)

caleb.frankart@bluejayfg.com (Blue Jay Financial Group) — Wed, 31 Mar 2021 01:00:00 -0400

The Drink: Old Fashioned
The Topic: Debating Debt Payoffs vs. Investing Now

Jason and Caleb explore the original cocktail: the old fashioned and debate whether it’s ever a good idea to put off investing when you’re in debt.